Sinkhole Insurance Claims

Hiring an Experienced Sinkhole Attorney

A sinkhole can cause catastrophic damage and can devastate a home in short order. The damage needs immediate attention and often the insurance company will tell you there is no sinkhole activity. In the meantime your house is falling apart. It is very difficult to navigate a sinkhole claim without assistance; whether you were denied coverage or you are trying to repair your home. An experienced sinkhole attorney can help you take the proper steps to recover what you are owed under your property insurance policy.

Sinkhole claims are an ever changing area of the law. In 2011, new sinkhole laws went into effect, drastically changing the way sinkhole claims are handled in Florida. The Florida Supreme Court is still interpreting some of the new laws which make it even more challenging to dispute these types of claims. The insurance company is going to have experts working hard on their side to ensure that their rights are protected and you want to make sure your rights are protected as well. To determine if a sinkhole occurred, the insurance company will involve experts in geology and engineering. As the claim progresses, more experts hired by the insurance company may get involved. It is common for a homeowner to not understand the process and to not know how to read the experts’ reports. Also, the insurance company may agree to sinkhole activity, but deny coverage for above ground damages.