Fire Damage Claims

Get a fire damage insurance claim attorney on your side

In addition to the devastating damage to both lives and personal property caused by fire damage, the ensuing insurance claim can leave a policyholder feeling like they have been victimized all over again. Fire insurance claims can get complicated fast and encompass personal property damage, smoke damage, water damage and sometimes even arson investigations. Having an experienced property insurance attorney to consult with, negotiate your claim and guide you through the legal maze of issues related to the claims process can help make the difference between full recovery or distress.

Often insurance companies leave you feeling alone and forgotten by failing to timely respond to your communications and giving you no choice but to pay out of pocket for replacement shelter. You may feel double victimized as a fire can leave you with nothing and the insurance company undervalues your home and assets. Accusations of malicious doings on your part and assumptions that you should have prepared or known things you wouldn’t normally know as a homeowner are tactics used by the insurance company to deny your claim or underpay you; do not let them intimidate you! The insurance company will likely want to take an Examination Under Oath (EUO). They will put you under oath and ask you questions concerning the event. It is wise to get an attorney involved to help you avoid falling in for the insurance company tactics. A misspoken word can ruin your case.

You do not want to be in a situation where you are victimized by the insurance company after going through a devastating event such as a fire. You have the right to have full coverage for your personal damage and your home to be put back to the condition it was before the fire, including reimbursement for your valuables.