For anyone who’s seeking compensation for property damage to their home or business, filing an insurance claim is a necessary process. Yet dealing with insurance companies can be an overwhelming, stressful, and complex task. 

At Boggs Law, we know that having an experienced attorney by your side can make all the difference between receiving the fair compensation you deserve and being left with mounting expenses and stress. 

Today, we’re exploring the reasons why it’s crucial to have an attorney when fighting an insurance claim.

  1. Expertise in insurance laws and regulations

Insurance policies are intricate legal documents, and they’re filled with complex jargon and terms that can be difficult for anyone to comprehend. An attorney who specializes in insurance law has the knowledge and expertise to interpret these policies accurately, ensuring that you understand your rights and entitlements under the law. A property insurance attorney will be clear on state and federal insurance regulations, enabling them to navigate the claim process efficiently.

  1. Negotiation skills and fair settlements

Insurance companies want profit. Sadly, they often deny, delay, and undervalue claims to maximize these profits. Having a skilled attorney on your side levels the playing field. 

An experienced attorney knows the tactics insurance companies use and can negotiate on your behalf for a fair settlement. This is important to cover your losses, including property damage, lost wages, and pain and suffering.

  1. Documentation and evidence 

Making a successful insurance claim often depends on being able to provide documentation and evidence of the incident and the consequences to your home. A property insurance attorney will work tirelessly to gather all the necessary evidence, such as photographs, witness statements, and expert opinions to strengthen your case. 

This attention to detail ensures that your claim is well-substantiated and stands up to the scrutiny of insurance adjusters.

  1. Timely filing and compliance

Every insurance claim has a specific timeframe, and failure to file within this deadline could result in the denial of your property insurance claim. An experienced property insurance attorney will know these time limits and will ensure that your claim is submitted promptly. 

  1. Litigation representation

In some cases, insurance companies will deny or refuse to settle a claim fairly. If negotiations fail, your attorney can guide you through the process of filing a lawsuit against the insurer. An attorney with experience in insurance litigation will be a strong advocate in court, representing your interests and maximizing your chances of a successful outcome.

Work with an experienced property insurance attorney

When dealing with an insurance claim, having a knowledgeable attorney in your corner is a critical factor in securing the compensation you deserve. Their expertise in insurance laws, negotiation skills, evidence gathering, and litigation representation can make a substantial difference in the outcome of your claim. 

At Bogg’s Law Group, our team of experienced attorneys is dedicated to protecting your rights and fighting for the justice you deserve. We focus solely on property insurance law which gives us an advantage in interpreting policies, understanding how insurance carriers work, and the tactics they use to undervalue or deny your claim. Your case will receive personalized attention from a seasoned insurance attorney and a staff that is trained to communicate with you. 

Amy Boggs believes that every client matters and that large insurance law firms are losing sight of this important value. Amy has seen the devastation of events such as hurricanes and tornados, and she’s fighting every day to help people get their homes and lives back on track. In other words, she enjoys being the David to the Goliath of the insurance industry.

Don’t face the challenge of an insurance claim alone. Let us be your trusted advocates. Contact us to settle your property insurance claim.