How to Handle a Lowball Insurance Estimate After a Storm

When your home or condo building is damaged by a hurricane, tornado, or severe storm, your insurance payout should cover what it actually costs to fix it — not just what’s convenient for your insurer’s bottom line. Yet time and time again, Florida homeowners, HOAs, and COAs come to us with estimates that don’t even come close to real repair costs.

If you suspect your claim was lowballed, you’re not alone — and you don’t have to accept it.

Here’s what to know and how to fight back.

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How HOAs and COAs Can Fight Denied and Underpaid Insurance Claims

When disaster strikes — whether it’s a hurricane, storm, fire, or major construction issue — homeowners associations (HOAs) and condominium owners associations (COAs) rely on their insurance policies to cover the cost of repairing and restoring shared property.

But far too often, these associations find themselves facing denied, delayed, underpaid, or undervalued insurance claims — leaving board members scrambling to figure out what to do next, and residents frustrated with the lack of progress.

At Boggs Law Group, we specialize in helping HOAs and COAs navigate these complex situations and fight for the compensation their communities deserve.

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When it’s time to get tough
with your property insurance carrier

Don’t let the insurance company intimidate or treat you unfairly. Working with insurance attorneys who understand the tactics used by the insurance company. Our attorneys aggressively advocate to preserve and protect the legal rights of policyholders under their insurance policy. We have a solid success rate of being able to resolve most policyholder claim disputes through negotiation and mediation but prepare cases as if they were going to trial. Contact us for a free no no-obligation review of your claim.

FREE CLAIM REVIEW

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