How to Handle a Lowball Insurance Estimate After a Storm
When your home or condo building is damaged by a hurricane, tornado, or severe storm, your insurance payout should cover what it actually costs to fix it โ not just whatโs convenient for your insurerโs bottom line. Yet time and time again, Florida homeowners, HOAs, and COAs come to us with estimates that donโt even come close to real repair costs.
If you suspect your claim was lowballed, youโre not alone โ and you donโt have to accept it.
Hereโs what to know and how to fight back.
Read MoreHow HOAs and COAs Can Fight Denied and Underpaid Insurance Claims
When disaster strikes โ whether itโs a hurricane, storm, fire, or major construction issue โ homeowners associations (HOAs) and condominium owners associations (COAs) rely on their insurance policies to cover the cost of repairing and restoring shared property.
But far too often, these associations find themselves facing denied, delayed, underpaid, or undervalued insurance claims โ leaving board members scrambling to figure out what to do next, and residents frustrated with the lack of progress.
At Boggs Law Group, we specialize in helping HOAs and COAs navigate these complex situations and fight for the compensation their communities deserve.
Read MoreWind vs. Flood Damage: Understanding Coverage Differences in Storm Claims
When a major storm hits Florida, property damage is often unavoidable. But for homeowners, the real challenge often begins after the stormโnavigating your insurance claim.
One of the most misunderstood aspects of storm-related claims is the difference between wind damage and flood damage, and how each is treated by insurance providers. Understanding the distinction could mean the difference between a fully paid claim and a denied one.
Read MoreWhat Is a Construction Defect? Understanding Your Legal Rights
When you invest in a home, you expect it to be safe, structurally sound, and built to last. Unfortunately, construction defects can undermine that investment, leading to costly repairs, safety hazards, and legal disputes. If you suspect a defect in your homeโs construction, understanding your rights is the first step toward securing the compensation you deserve.
Read MoreMeet the Dedicated Attorneys of Boggs Law Group
At Boggs Law Group, our skilled attorneys are passionate about advocating for clients and achieving justice. Each team member brings a unique perspective and dedication to their work from navigating complex property insurance claims to fighting for policyholder rights. Read More
