Florida’s New Insurance Laws for 2026 Explained
Floridaβs new insurance laws for 2026 are now taking effect, bringing important changes to how property insurance claims are handled across the state. Passed during the 2025 legislative session, these updates may directly impact Florida homeowners, as well as HOAs and COAs, when dealing with denied, delayed, or undervalued insurance claims. Understanding how these new laws affect claim resolution, roof-related coverage, and insurer obligations is critical as we move into 2026.
Read MoreFloridaβs Insurance Crisis: What It Means for Policyholders
Florida is no stranger to hurricanes, flooding, and powerful storms, but in recent years, the state has faced a growing challenge beyond just weather: an insurance crisis that is shaking the foundation of homeowner protection.
With rising premiums, reduced coverage, and a growing list of insurers exiting the state, Florida homeowners are being forced to navigate one of the most volatile insurance markets in the country. At Boggs Law Group, we believe itβs essential that policyholders understand what this crisis means for their coverage and their rights.
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