What Florida’s New Insurance Laws Mean for 2026
Florida’s new insurance laws for 2026 are now taking effect, bringing important changes to how property insurance claims are handled across the state. Passed during the 2025 legislative session, these updates may directly impact Florida homeowners, as well as HOAs and COAs, when dealing with denied, delayed, or undervalued insurance claims. Understanding how these new laws affect claim resolution, roof-related coverage, and insurer obligations is critical as we move into 2026.
Read MoreRoof Inspections & Insurance Renewals in Florida
Regular roof inspections aren’t just about maintenance, they can protect your insurance coverage, prevent claim denials, and save you money.
For Florida homeowners, the roof over your head does more than keep out the rain, it plays a major role in your home insurance coverage.
Many insurance companies now require proof of roof condition before renewing or issuing a policy. If your roof is too old or shows damage, you could face higher premiums, policy nonrenewal, or even outright denial of coverage.
But a little proactive attention can make a big difference. Here’s how regular roof inspections can help protect your home, your claim, and your wallet.
Read MoreFlorida’s Home Insurance Market Shows New Promise
The home-insurance climate in Florida is showing promising signs of change: new carriers are entering the market and regulatory reforms are slowly shifting conditions. However, for many homeowners the benefits are still emerging and important risks remain. At Boggs Law Group, we’re committed to helping Florida homeowners understand exactly what these developments mean for their insurance coverage and property protection.
Read MoreProtect Your Claim: Avoid Unlicensed Contractors After Storms
After a major storm, homeowners are often eager to repair their property quickly. Unfortunately, this urgency creates an opening for unlicensed or fraudulent contractors who promise fast fixes but end up causing bigger problems. Beyond poor workmanship, hiring an unlicensed contractor can put your insurance claim and legal rights at risk.
Read MoreThe True Cost of Insurance Delays: What Florida Homeowners Need to Know
When your home has been damaged and you’ve submitted an insurance claim, every day of silence from your insurer can feel like an eternity. But what many Florida homeowners don’t realize is that delays in processing claims can have real financial consequences—and you have legal rights when timelines aren’t respected.
Read More