Hail and Roof Damage Claims

Talk to an experienced insurance attorney about your hail and roof claim

Imagine being jolted awake in the middle of the night by a strange sound. You peer out the window and see a hail storm battering your home. In moments like these, you might not immediately think to inspect your roof unless you see shingles on the ground or notice a leak inside your house. Signs like a ceiling leak or a brown water stain could be indicators of roof damage, but pinpointing the exact cause isn’t always straightforward.

After a hail or wind storm, it’s crucial to have a professional inspect your roof for damage. If an insurance claim becomes necessary, consulting with an experienced property insurance attorney can be invaluable. Boggs Law Group is here to guide you through the legal complexities of the claims process.

Roof damage can stem from various sources: drainage or water supply pipe leaks, overflowing air conditioner handlers, or direct damage from hail and wind. Detecting the origin of the problem in these cases can be challenging and often goes unnoticed for years. Unlike continuous water leaks, intermittent seeping requires significant rainfall to become apparent. This complicates the process of dating the damage, a detail insurance companies often exploit to deny claims. They may argue that you reported the damage too late or failed to protect the property from further harm at the time of the event.

Defining damage is another area where insurance companies may try to deny your claim. They might argue that hail damage is merely cosmetic and does not affect the roof’s functionality. However, proper assessment and documentation are critical.

Having someone who understands the legal nuances of roof damage insurance claims is essential. Insurance companies may offer to replace only a few shingles when, according to your policy, the entire roof should be replaced to meet county codes. An insurance attorney ensures the insurance company treats you fairly and adheres to your policy’s terms.

At Boggs Law Group, we are dedicated to protecting your rights and ensuring you receive the coverage you’re entitled to. Contact us today to discuss your roof damage claim and let us help you navigate the insurance landscape.