Tips - Boggs Law

June 10, 2026

The Hidden Mistakes Florida Homeowners Make After Storms

How to avoid common hurricane damage mistakes Florida homeowners often make after a storm.

When a hurricane impacts Florida, homeowners often focus on safety, cleanup, and beginning the recovery process. However, many hurricane damage mistakes Florida homeowners make during the first few days after a storm can affect both the recovery effort and the insurance claim process. Understanding what to avoid can help homeowners better protect their property, preserve important documentation, and navigate a claim more confidently.

Understanding the first steps to take after hurricane damage can help homeowners better protect their property, preserve important evidence, and navigate the claims process more confidently if a loss occurs.

May 13, 2026

How Florida Hurricane Claims May Be Handled

With hurricane season beginning on June 1, many Florida homeowners are preparing their homes for potential storms. However, one of the most important parts of hurricane preparation is often overlooked: understanding how Florida hurricane claims may be handled after damage occurs.

When a major storm impacts Florida, thousands of claims can be filed within days. As insurers respond to increased claim volume, homeowners may encounter inspections, documentation requests, recorded statements, engineering evaluations, and repair estimate disputes. Understanding how these steps work before hurricane season arrives can help homeowners navigate the claims process more confidently if damage occurs.

April 9, 2026

The Critical Difference Between Insurance Estimates and Real Repair Costs

Most Florida homeowners don’t realize there can be a significant gap between what their insurance company estimates and what it actually costs to repair their home. This gap highlights the critical difference between insurance estimates and real repair costs, and it is one of the most common challenges homeowners face during the claims process.

Understanding why this difference exists, and how it can impact your claim, can help you make more informed decisions and avoid accepting a settlement that may not fully cover your loss.

April 1, 2026

The Truth About Recorded Statements in Insurance Claims

After filing a property insurance claim, many Florida homeowners are surprised when their insurance company asks for a recorded statement. In many recorded statement insurance claim investigations, insurers use these interviews to gather information about the damage and the circumstances surrounding the loss. The request may sound routine, but it can play an important role in how your claim is evaluated. Understanding why insurers request these statements, and how they can affect your claim, can help homeowners avoid unnecessary complications during the claims process.

At Boggs Law Group, we believe homeowners deserve to understand every step of the insurance claim process. A recorded statement is simply one part of that process, but it’s important to approach it with care and awareness.

February 10, 2026

The Hidden Truth Behind Your Insurance Company’s Engineer Report

If your Florida homeowners insurance claim has been denied or significantly undervalued, the insurance company may be relying on an insurance engineer report Florida insurers often use to justify their decision. These reports are frequently presented as neutral and conclusive, leaving homeowners feeling like they have no room to push back.

But the truth is this: an insurance company’s engineer report is not the final word on your claim. Understanding how these reports work, and how they can be challenged, can make a critical difference in protecting your rights and your recovery.

January 12, 2026

What Florida’s New Insurance Laws Mean for 2026

Florida’s new insurance laws for 2026 are now taking effect, bringing important changes to how property insurance claims are handled across the state. Passed during the 2025 legislative session, these updates may directly impact Florida homeowners, as well as HOAs and COAs, when dealing with denied, delayed, or undervalued insurance claims. Understanding how these new laws affect claim resolution, roof-related coverage, and insurer obligations is critical as we move into 2026.

December 10, 2025

Roof Inspections & Insurance Renewals in Florida

Regular roof inspections aren’t just about maintenance, they can protect your insurance coverage, prevent claim denials, and save you money.

For Florida homeowners, the roof over your head does more than keep out the rain, it plays a major role in your home insurance coverage.

Many insurance companies now require proof of roof condition before renewing or issuing a policy. If your roof is too old or shows damage, you could face higher premiums, policy nonrenewal, or even outright denial of coverage.

But a little proactive attention can make a big difference. Here’s how regular roof inspections can help protect your home, your claim, and your wallet.

October 1, 2025

Protect Your Claim: Avoid Unlicensed Contractors After Storms

After a major storm, homeowners are often eager to repair their property quickly. Unfortunately, this urgency creates an opening for unlicensed or fraudulent contractors who promise fast fixes but end up causing bigger problems. Beyond poor workmanship, hiring an unlicensed contractor can put your insurance claim and legal rights at risk.

September 10, 2025

The True Cost of Insurance Delays: What Florida Homeowners Need to Know

When your home has been damaged and you’ve submitted an insurance claim, every day of silence from your insurer can feel like an eternity. But what many Florida homeowners don’t realize is that delays in processing claims can have real financial consequences—and you have legal rights when timelines aren’t respected.

August 11, 2025

Understanding “Bad Faith” in Insurance Claims: Protecting Your Rights

When you file a property damage claim with your insurance company, you expect the process to follow the terms of your policy. While many claims are handled properly, in some situations an insurance company may engage in practices that could be considered “bad faith.”

Bad faith is a legal term that generally refers to an insurer not fulfilling its obligations under the policy and applicable law. This could involve delays, inadequate investigations, or claim denials that are not supported by the facts or the policy language.

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When it’s time to get tough
with your property insurance carrier

Don’t let the insurance company intimidate or treat you unfairly. Working with insurance attorneys who understand the tactics used by the insurance company. Our attorneys aggressively advocate to preserve and protect the legal rights of policyholders under their insurance policy. We have a solid success rate of being able to resolve most policyholder claim disputes through negotiation and mediation but prepare cases as if they were going to trial. Contact us for a free no-obligation review of your claim.

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When it’s time to get tough with your property insurance carrier

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When it’s time to get tough
with your property insurance carrier